Some kind of emergency occurs during the trip, however, the option of treating its consequences is not considered in the host country, but in the traveler’s home country, upon returning home.
Sometimes tourists are faced with this situation. Some kind of emergency occurs during the trip, however, the option of treating its consequences is not considered in the host country, but in the traveler’s home country, upon returning home. Accordingly, the question arises as to whether the insurance will cover the continuation of treatment after returning.
Insurance events include incidents and situations that correspond to the conditions of the policy that was chosen by the insured. It is worth considering that VZR insurance covers those costs that are associated with emergency medical care in the country where the traveler is resting. At the same time, to cover expenses after a trip to the home country, a compulsory medical insurance system is provided.
In the presence of a chronic disease or illness that began before the trip, the policy involves only emergency relief of the disease, which is a threat to the life of the insured during the trip, but not a complete cure.
Upon returning home, the policyholder incurs the costs of the after-treatment of the consequences of injuries or illnesses, since insurance does not imply covering them. If the policyholder has acquired the compulsory medical insurance policy, he has the full right to appropriate free medical care in the Russian Federation, including in this case